I had a lovely chat with Jeremiah today and it is quite amazing to be able to just sit and chat with an old friend like that, and that's the thing about friendship isn't it, once you have a strong foundation, one can go away for long periods of time and it is easy to just pick off where we left off. There is no awkwardness or anything like that. And it really got me thinking about friendship and life in general.
I am at that point in life, as you would see in all chick flicks, where friends around me starts to get married, or even have babies, and I am of course happily going about my life, with my group of girlfriends wondering where we are headed, all the while looking fabulous and sipping cosmopolitan. Sounds like a scene out of Sex and the City isn't it? It did happen before, really just that we were not ALL sipping cosmo. We were at the point in life where the 4 of us are not really sure what on earth are we doing with our lives, we were all not really in a committed relationship, and some of us have commitment issues. We are well into our first jobs, but we are not really what to do next, and those were enjoyable evenings bitching about all these married friends - why on earth would they marry so young! Don't they have goals that they want to achieve!
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| Not the Four of us, but this was Alexis, Nette, me and our senior Jocelyn at ZoukOut 2011 |
One of my goals when I was schooling was to get a Ph.D, in Clinical Psychology, so that I can be practicing psychologist and help patients, because as all of you know by now, I sorta have the Buddha Complex (yes I just coined that term up myself) and I can't help but feel the need to want to do good and help people. I thought maybe I could that by being a psychologist. There was also the element of intellectual pursuit, because nothing is more valuable in life than a life of learning and knowledge pursuit.
| Mom, Dad and I on my Convocation Day, 2009! |
But as I work, the goal seems to get further and further away. It just does not make any sense for to spend 5 years of my life to do that. In Singapore, males are already behind by 2 years because of National Service, and I cannot imagine taking 5 years off, living as a poor student and then restarting my search for a career at 32. And its not like getting a Ph.D will significantly increase the pay. Then there is the startling realization of how ridiculously expensive Singapore has become. How am I ever going to be independent with my own property if I start my career pursuit so late in life. Its not like I come from a rich family that will allow me to not bother about anything in life.
Let me just do some VERY simple sums for you. As a gay man I can only buy private property or HDB resale at 35, so a simple condo of $800,000 will require me to have a downpayment of 20% minimum, whereby the minimum cash outlay is 5% and the other 15% can be from CPF. It also means that I need $40,000 cash and $120,000 in CPF. Even if one maxes out their CPF contribution, it would take about 7 to 8 years to have that much CPF, and then after you DEPLETE it, what about retirement?
What this means is that for me to have my own property at some point in life, I absolutely need to work like a slave, and spend the rest of my life paying off my loans. Tragic isn't it? But I can't leave Singapore either, because my family is here, and I want to take care of my parents when they age. So this is really the problem that the middle-class faces.
I guess at this point of time, I am indeed going to give up the idea of ever doing a Ph.D because its simply not feasible. This does not mean that I do not ever want to further my studies. At some point in time, I might take a sabbatical and do a 1-2 years masters in something maybe. But I am fairly certain that right now, I am writing off a doctorate.
Such is life.


